id,claim,value,unit,data_period,source_publisher,source_url,accessed
F1,"The U.S. national average interest rate on savings accounts (non-jumbo deposits, under $100,000) was 0.37% as of September 2026.",0.37,percent,2026-09-01,"Federal Reserve Bank of St. Louis (FRED), sourcing FDIC data",https://fred.stlouisfed.org/series/SNDR,2026-09-25
F2,"The U.S. national average interest rate on a 3-Month CD (non-jumbo deposits, under $100,000) was 1.13% as of September 2026.",1.13,percent,2026-09-01,"Federal Reserve Bank of St. Louis (FRED), sourcing FDIC data",https://fred.stlouisfed.org/series/NDR3MCD,2026-09-25
F3,"The U.S. national average interest rate on a 6-Month CD (non-jumbo deposits, under $100,000) was 1.41% as of September 2026.",1.41,percent,2026-09-01,"Federal Reserve Bank of St. Louis (FRED), sourcing FDIC data",https://fred.stlouisfed.org/series/NDR6MCD,2026-09-25
F4,"The U.S. national average interest rate on a 1-Year (12-Month) CD (non-jumbo deposits, under $100,000) was 1.73% as of September 2026.",1.73,percent,2026-09-01,"Federal Reserve Bank of St. Louis (FRED), sourcing FDIC data",https://fred.stlouisfed.org/series/NDR12MCD,2026-09-25
F5,"The U.S. national average interest rate on a 2-Year (24-Month) CD (non-jumbo deposits, under $100,000) was 1.61% as of September 2026.",1.61,percent,2026-09-01,"Federal Reserve Bank of St. Louis (FRED), sourcing FDIC data",https://fred.stlouisfed.org/series/NDR24MCD,2026-09-25
F6,"The U.S. national average interest rate on a 5-Year (60-Month) CD (non-jumbo deposits, under $100,000) was 1.38% as of September 2026.",1.38,percent,2026-09-01,"Federal Reserve Bank of St. Louis (FRED), sourcing FDIC data",https://fred.stlouisfed.org/series/NDR60MCD,2026-09-25
F7,The U.S. national average savings account interest rate was 0.33% in 2023-01.,0.33,percent,2023-01-01,"Federal Reserve Bank of St. Louis (FRED), sourcing FDIC data",https://fred.stlouisfed.org/series/SNDR,2026-09-25
F8,The U.S. national average savings account interest rate was 0.35% in 2023-02.,0.35,percent,2023-02-01,"Federal Reserve Bank of St. Louis (FRED), sourcing FDIC data",https://fred.stlouisfed.org/series/SNDR,2026-09-25
F9,The U.S. national average savings account interest rate was 0.37% in 2023-03.,0.37,percent,2023-03-01,"Federal Reserve Bank of St. Louis (FRED), sourcing FDIC data",https://fred.stlouisfed.org/series/SNDR,2026-09-25
F10,The U.S. national average savings account interest rate was 0.39% in 2023-04.,0.39,percent,2023-04-01,"Federal Reserve Bank of St. Louis (FRED), sourcing FDIC data",https://fred.stlouisfed.org/series/SNDR,2026-09-25
F11,The U.S. national average savings account interest rate was 0.4% in 2023-05.,0.4,percent,2023-05-01,"Federal Reserve Bank of St. Louis (FRED), sourcing FDIC data",https://fred.stlouisfed.org/series/SNDR,2026-09-25
F12,The U.S. national average savings account interest rate was 0.42% in 2023-06.,0.42,percent,2023-06-01,"Federal Reserve Bank of St. Louis (FRED), sourcing FDIC data",https://fred.stlouisfed.org/series/SNDR,2026-09-25
F13,The U.S. national average savings account interest rate was 0.42% in 2023-07.,0.42,percent,2023-07-01,"Federal Reserve Bank of St. Louis (FRED), sourcing FDIC data",https://fred.stlouisfed.org/series/SNDR,2026-09-25
F14,The U.S. national average savings account interest rate was 0.43% in 2023-08.,0.43,percent,2023-08-01,"Federal Reserve Bank of St. Louis (FRED), sourcing FDIC data",https://fred.stlouisfed.org/series/SNDR,2026-09-25
F15,The U.S. national average savings account interest rate was 0.45% in 2023-09.,0.45,percent,2023-09-01,"Federal Reserve Bank of St. Louis (FRED), sourcing FDIC data",https://fred.stlouisfed.org/series/SNDR,2026-09-25
F16,The U.S. national average savings account interest rate was 0.46% in 2023-10.,0.46,percent,2023-10-01,"Federal Reserve Bank of St. Louis (FRED), sourcing FDIC data",https://fred.stlouisfed.org/series/SNDR,2026-09-25
F17,The U.S. national average savings account interest rate was 0.46% in 2023-11.,0.46,percent,2023-11-01,"Federal Reserve Bank of St. Louis (FRED), sourcing FDIC data",https://fred.stlouisfed.org/series/SNDR,2026-09-25
F18,The U.S. national average savings account interest rate was 0.46% in 2023-12.,0.46,percent,2023-12-01,"Federal Reserve Bank of St. Louis (FRED), sourcing FDIC data",https://fred.stlouisfed.org/series/SNDR,2026-09-25
F19,The U.S. national average savings account interest rate was 0.47% in 2024-01.,0.47,percent,2024-01-01,"Federal Reserve Bank of St. Louis (FRED), sourcing FDIC data",https://fred.stlouisfed.org/series/SNDR,2026-09-25
F20,The U.S. national average savings account interest rate was 0.46% in 2024-02.,0.46,percent,2024-02-01,"Federal Reserve Bank of St. Louis (FRED), sourcing FDIC data",https://fred.stlouisfed.org/series/SNDR,2026-09-25
F21,The U.S. national average savings account interest rate was 0.47% in 2024-03.,0.47,percent,2024-03-01,"Federal Reserve Bank of St. Louis (FRED), sourcing FDIC data",https://fred.stlouisfed.org/series/SNDR,2026-09-25
F22,The U.S. national average savings account interest rate was 0.46% in 2024-04.,0.46,percent,2024-04-01,"Federal Reserve Bank of St. Louis (FRED), sourcing FDIC data",https://fred.stlouisfed.org/series/SNDR,2026-09-25
F23,The U.S. national average savings account interest rate was 0.45% in 2024-05.,0.45,percent,2024-05-01,"Federal Reserve Bank of St. Louis (FRED), sourcing FDIC data",https://fred.stlouisfed.org/series/SNDR,2026-09-25
F24,The U.S. national average savings account interest rate was 0.45% in 2024-06.,0.45,percent,2024-06-01,"Federal Reserve Bank of St. Louis (FRED), sourcing FDIC data",https://fred.stlouisfed.org/series/SNDR,2026-09-25
F25,The U.S. national average savings account interest rate was 0.45% in 2024-07.,0.45,percent,2024-07-01,"Federal Reserve Bank of St. Louis (FRED), sourcing FDIC data",https://fred.stlouisfed.org/series/SNDR,2026-09-25
F26,The U.S. national average savings account interest rate was 0.46% in 2024-08.,0.46,percent,2024-08-01,"Federal Reserve Bank of St. Louis (FRED), sourcing FDIC data",https://fred.stlouisfed.org/series/SNDR,2026-09-25
F27,The U.S. national average savings account interest rate was 0.46% in 2024-09.,0.46,percent,2024-09-01,"Federal Reserve Bank of St. Louis (FRED), sourcing FDIC data",https://fred.stlouisfed.org/series/SNDR,2026-09-25
F28,The U.S. national average savings account interest rate was 0.45% in 2024-10.,0.45,percent,2024-10-01,"Federal Reserve Bank of St. Louis (FRED), sourcing FDIC data",https://fred.stlouisfed.org/series/SNDR,2026-09-25
F29,The U.S. national average savings account interest rate was 0.43% in 2024-11.,0.43,percent,2024-11-01,"Federal Reserve Bank of St. Louis (FRED), sourcing FDIC data",https://fred.stlouisfed.org/series/SNDR,2026-09-25
F30,The U.S. national average savings account interest rate was 0.42% in 2024-12.,0.42,percent,2024-12-01,"Federal Reserve Bank of St. Louis (FRED), sourcing FDIC data",https://fred.stlouisfed.org/series/SNDR,2026-09-25
F31,The U.S. national average savings account interest rate was 0.41% in 2025-01.,0.41,percent,2025-01-01,"Federal Reserve Bank of St. Louis (FRED), sourcing FDIC data",https://fred.stlouisfed.org/series/SNDR,2026-09-25
F32,The U.S. national average savings account interest rate was 0.41% in 2025-02.,0.41,percent,2025-02-01,"Federal Reserve Bank of St. Louis (FRED), sourcing FDIC data",https://fred.stlouisfed.org/series/SNDR,2026-09-25
F33,The U.S. national average savings account interest rate was 0.41% in 2025-03.,0.41,percent,2025-03-01,"Federal Reserve Bank of St. Louis (FRED), sourcing FDIC data",https://fred.stlouisfed.org/series/SNDR,2026-09-25
F34,The U.S. national average savings account interest rate was 0.41% in 2025-04.,0.41,percent,2025-04-01,"Federal Reserve Bank of St. Louis (FRED), sourcing FDIC data",https://fred.stlouisfed.org/series/SNDR,2026-09-25
F35,The U.S. national average savings account interest rate was 0.42% in 2025-05.,0.42,percent,2025-05-01,"Federal Reserve Bank of St. Louis (FRED), sourcing FDIC data",https://fred.stlouisfed.org/series/SNDR,2026-09-25
F36,The U.S. national average savings account interest rate was 0.38% in 2025-06.,0.38,percent,2025-06-01,"Federal Reserve Bank of St. Louis (FRED), sourcing FDIC data",https://fred.stlouisfed.org/series/SNDR,2026-09-25
F37,The U.S. national average savings account interest rate was 0.38% in 2025-07.,0.38,percent,2025-07-01,"Federal Reserve Bank of St. Louis (FRED), sourcing FDIC data",https://fred.stlouisfed.org/series/SNDR,2026-09-25
F38,The U.S. national average savings account interest rate was 0.39% in 2025-08.,0.39,percent,2025-08-01,"Federal Reserve Bank of St. Louis (FRED), sourcing FDIC data",https://fred.stlouisfed.org/series/SNDR,2026-09-25
F39,The U.S. national average savings account interest rate was 0.4% in 2025-09.,0.4,percent,2025-09-01,"Federal Reserve Bank of St. Louis (FRED), sourcing FDIC data",https://fred.stlouisfed.org/series/SNDR,2026-09-25
F40,The U.S. national average savings account interest rate was 0.4% in 2025-10.,0.4,percent,2025-10-01,"Federal Reserve Bank of St. Louis (FRED), sourcing FDIC data",https://fred.stlouisfed.org/series/SNDR,2026-09-25
F41,The U.S. national average savings account interest rate was 0.4% in 2025-11.,0.4,percent,2025-11-01,"Federal Reserve Bank of St. Louis (FRED), sourcing FDIC data",https://fred.stlouisfed.org/series/SNDR,2026-09-25
F42,The U.S. national average savings account interest rate was 0.39% in 2025-12.,0.39,percent,2025-12-01,"Federal Reserve Bank of St. Louis (FRED), sourcing FDIC data",https://fred.stlouisfed.org/series/SNDR,2026-09-25
F43,The U.S. national average savings account interest rate was 0.39% in 2026-01.,0.39,percent,2026-01-01,"Federal Reserve Bank of St. Louis (FRED), sourcing FDIC data",https://fred.stlouisfed.org/series/SNDR,2026-09-25
F44,The U.S. national average savings account interest rate was 0.39% in 2026-02.,0.39,percent,2026-02-01,"Federal Reserve Bank of St. Louis (FRED), sourcing FDIC data",https://fred.stlouisfed.org/series/SNDR,2026-09-25
F45,The U.S. national average savings account interest rate was 0.39% in 2026-03.,0.39,percent,2026-03-01,"Federal Reserve Bank of St. Louis (FRED), sourcing FDIC data",https://fred.stlouisfed.org/series/SNDR,2026-09-25
F46,The U.S. national average savings account interest rate was 0.38% in 2026-04.,0.38,percent,2026-04-01,"Federal Reserve Bank of St. Louis (FRED), sourcing FDIC data",https://fred.stlouisfed.org/series/SNDR,2026-09-25
F47,The U.S. national average savings account interest rate was 0.38% in 2026-05.,0.38,percent,2026-05-01,"Federal Reserve Bank of St. Louis (FRED), sourcing FDIC data",https://fred.stlouisfed.org/series/SNDR,2026-09-25
F48,The U.S. national average savings account interest rate was 0.38% in 2026-06.,0.38,percent,2026-06-01,"Federal Reserve Bank of St. Louis (FRED), sourcing FDIC data",https://fred.stlouisfed.org/series/SNDR,2026-09-25
F49,The U.S. national average savings account interest rate was 0.38% in 2026-07.,0.38,percent,2026-07-01,"Federal Reserve Bank of St. Louis (FRED), sourcing FDIC data",https://fred.stlouisfed.org/series/SNDR,2026-09-25
F50,The U.S. national average savings account interest rate was 0.38% in 2026-08.,0.38,percent,2026-08-01,"Federal Reserve Bank of St. Louis (FRED), sourcing FDIC data",https://fred.stlouisfed.org/series/SNDR,2026-09-25
F51,The U.S. national average savings account interest rate was 0.37% in 2026-09.,0.37,percent,2026-09-01,"Federal Reserve Bank of St. Louis (FRED), sourcing FDIC data",https://fred.stlouisfed.org/series/SNDR,2026-09-25
F52,The FRED/FDIC national average savings account rate (SNDR) changed value 11 times across the 24 monthly readings from October 2024 through September 2026.,11,count of month-over-month value changes,2024-10-01 to 2026-09-01,"Federal Reserve Bank of St. Louis (FRED), sourcing FDIC data",https://fred.stlouisfed.org/series/SNDR,2026-09-25
F53,The FRED/FDIC national average savings account rate (SNDR) changed value 3 times across the 12 monthly readings from October 2025 through September 2026.,3,count of month-over-month value changes,2025-10-01 to 2026-09-01,"Federal Reserve Bank of St. Louis (FRED), sourcing FDIC data",https://fred.stlouisfed.org/series/SNDR,2026-09-25