Last Updated: January 2025
TL;DR: We don't collect, store, or share your financial data. All calculations happen in your browser. We use basic analytics to improve our site. We respect your privacy, period.
1. Introduction
SavingsInterestCalculator.com ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we handle information when you use our website and calculator tools.
2. Information We DON'T Collect
Your Financial Data: All calculator inputs and results are processed entirely in your browser using JavaScript. We do not:
- Collect any financial information you enter into our calculators
- Store your calculation results
- Track what amounts you calculate
- Access or transmit your financial data to our servers
Your financial information never leaves your device.
3. Information We May Collect
3.1 Automatically Collected Information
When you visit our website, we may automatically collect:
- Usage Data: Pages visited, time spent, clicks, and navigation patterns
- Device Information: Browser type, operating system, screen resolution
- Location Data: General geographic location (city/country level only)
- Referral Source: How you found our website (search engine, direct link, etc.)
This information is collected through:
- Google Analytics (or similar analytics service)
- Server logs
- Cookies (see Section 5)
3.2 Voluntarily Provided Information
We only collect personal information you explicitly provide when you:
- Contact us via our contact form (name, email, message)
- Subscribe to our newsletter (email address)
- Leave comments on articles (name, email, optional website)
4. How We Use Information
We use the collected information to:
- Improve calculator functionality and user experience
- Understand which tools are most popular
- Identify and fix technical issues
- Respond to your inquiries
- Send newsletters (only if you subscribe)
- Analyze traffic patterns and usage trends
- Ensure website security
We will never:
- Sell your personal information
- Share your data with third parties for marketing purposes
- Use your financial calculator inputs for any purpose
5. Cookies and Tracking Technologies
5.1 What Are Cookies?
Cookies are small text files stored on your device that help websites remember your preferences and understand usage patterns.
5.2 Cookies We Use
- Essential Cookies: Required for basic site functionality
- Analytics Cookies: Help us understand how visitors use our site (Google Analytics)
- Preference Cookies: Remember your settings and preferences
5.3 Managing Cookies
You can control cookies through your browser settings. Note that disabling cookies may affect site functionality. Most browsers allow you to:
- View what cookies are stored
- Delete all or specific cookies
- Block cookies from specific sites
- Block all cookies
6. Third-Party Services
We may use the following third-party services:
- Google Analytics: To understand website usage (governed by Google's Privacy Policy)
- Hosting Provider: To host our website (data stored securely)
- Email Service: To send newsletters and respond to inquiries
These services have their own privacy policies and may collect information independently.
7. Affiliate Links and Advertising
Our website may contain:
- Affiliate Links: Links to financial institutions where we may earn a commission if you open an account
- Display Advertising: Ads served by third-party networks (Google AdSense, etc.)
These third parties may use cookies and tracking technologies. See our Affiliate Disclosure for more information.
8. Data Security
We implement reasonable security measures to protect your information:
- SSL/HTTPS encryption for data transmission
- Secure hosting infrastructure
- Regular security updates
- Access controls and authentication
However, no method of transmission over the Internet is 100% secure. We cannot guarantee absolute security.
9. Your Rights
Depending on your location, you may have the right to:
- Access: Request what personal information we have about you
- Correction: Request correction of inaccurate information
- Deletion: Request deletion of your personal information
- Opt-Out: Unsubscribe from marketing communications
- Data Portability: Request a copy of your data in a portable format
To exercise these rights, contact us at [email protected]
10. Children's Privacy
Our website is not intended for children under 13. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.
11. International Users
Our website is operated from the United States. If you're accessing from outside the US, your information may be transferred to, stored, and processed in the US where data protection laws may differ from your country.
12. California Privacy Rights (CCPA)
California residents have additional rights under the California Consumer Privacy Act:
- Right to know what personal information is collected
- Right to know if personal information is sold or disclosed
- Right to opt-out of the sale of personal information
- Right to deletion
- Right to non-discrimination
Note: We do not sell personal information.
13. GDPR Compliance (EU Users)
For users in the European Union:
- Legal Basis: We process data based on legitimate interests, consent, or contractual necessity
- Data Controller: SavingsInterestCalculator.com
- Data Retention: We retain data only as long as necessary
- Right to Lodge Complaint: You can complain to your local data protection authority
14. Changes to This Policy
We may update this Privacy Policy periodically. Changes will be posted on this page with an updated "Last Updated" date. Continued use of our website after changes constitutes acceptance of the updated policy.
15. Contact Us
Questions about this Privacy Policy? Contact us:
Summary: Your privacy matters to us. We don't collect, store, or share your financial calculator data. We use basic analytics to improve our site. You can contact us anytime with privacy concerns.